Everyone knows that when you apply for a loan the lender will perform a credit inquiry. And everyone knows that credit inquiries hurt your credit score. What everyone doesn’t know is that credit scoring algorithms allow a “rate shopping window” so you can compare loan offers and rates with multiple lenders without hurting your score. […]
The post What is the Rate Shopping Window appeared first on The Lenders Network.
If youâre living on a limited income, itâs easy to assume that homeownership just isnât in the cards for you. After all, itâs challenging to save up a 20% down payment on a home when…
The post Top 5 Low-Income Home Loans of 2021 appeared first on Crediful.
The process of finding the best mortgage loan begins with finding the best mortgage lender. They can ensure this process runs smoothly, you get the best rates, and any issues are dealt with in a timely and satisfactory manner. But with so many different lenders, how do you know which one is right for you? How to Find the Best Lender […]
Choosing the Best Mortgage Lender is a post from Pocket Your Dollars.
More students have student loan debt, and their total debt is larger than ever before. Would it be worthwhile to roll student loan debt into a mortgage?
The post Should You Roll Your Student Loan Debt Into Your Mortgage? appeared first on Bible Money Matters and was written by Melissa. Copyright © Bible Money Matters – please visit biblemoneymatters.com for more great content.
Getting a low interest rate on mortgage can make buying a home or refinancing an existing loan affordable. You could wait for mortgage rates to drop before applying for a loan but buying mortgage points is another option. Also referred … Continue reading →
The post What Are Mortgage Points? appeared first on SmartAsset Blog.
The post Is Amazon Family Worth it? appeared first on Penny Pinchin' Mom.
Going anywhere with kids can be difficult, which is why services such as Amazon are popular with parents. Thereâs nothing better than ordering something you need and having it delivered to your door while still in your pajamas. While I used Amazon sporadically over the years, it wasnât until I had my first child seven … Read More about Is Amazon Family Worth it?
The post Is Amazon Family Worth it? appeared first on Penny Pinchin' Mom.
The last thing you want to worry about when making a big purchase is being scammed. Whether youâre buying or selling something, you donât want your money or investments to go to waste. Making any financial decision can be unsettling…
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The post What Is a Certified Check? appeared first on MintLife Blog.
The path from helpless baby to world-changing adult is walked via baby steps. Tried-and-true improvement through marginal gains.
On Saturday evening, I had a chance to chat with my friends Wally and Jodie. You might remember them from a reader case study from last August. They’re the couple that wants to get their finances in order but they’re worried because they’re starting with less than zero.
When we chatted in August, Wally and Jodie had over $35,000 in debt. They had variable incomes, but somehow seemed to spend exactly what they earned — about $3000 per month after taxes. Worst of all, they were behind on some payments.
Now, eight months later, their situation has improved.
In today’s world, getting ready for Christmas is an undertaking. For some, it is months worth of planning. For others, they are flying by the seat of their pants at the very last moment possible. For me personally, I fall into between these two groups depending on the year. The amount of Christmas money each … Read more
Read More… 21 Christmas Money Tricks You Need to Know